Schedule of Fees

Effective July 1, 2012

Checking Account Fees
Insufficient Funds $25.00
Courtesy Coverage checks $25.00
Member Courtesy Calls $10.00
Transfers by CU to cover checks $5.00
Returned Deposit/Payment $25.00
Inactivity (per month) $5.00
Place Stop Payment $10.00
Place Stop on Certified Check
(if lost, stolen, stale dated)
$20.00
Stop Payment on ACH $20.00
Return Stopped Check $15.00
Check orders Cost of Checks
Copy of Check $5.00
Research/Balance statement (per hour) $20.00
Copy of Statement (per page) $2.00
Wire Transfer $15.00
International Wire Cost of Wire
Bill Pay (10 free checks) $1.00 ea. over 10

Share Account Fees
Early Closing (within 90 days) 15.00
Early Withdrawal from Christmas account 10.00
Returned Mail Research $7.00
Annual Inactivity fee
On accounts under $100
(Children under 16 waived)
$15.00
Visa Debit/Credit Card Fees
Annual Fee (Credit) $10.00
Late Payment $15.00
Cash Advance w/o card $5.00
Card/Pin replacement $7.00
Rush Order to replace debit/credit card $30.00
Rush Order to replace PIN $30.00
Overnight replacement debit/credit card $45.00
Overnight replacement of PIN $45.00
Reissue Debit Card (bi-yearly) $7.00

Loan Fees
Loan Application/Credit Bureau fee $2.00
Loan Refinance/Extension $25.00
Single Payment Loan $15.00
Lien Filing $10.00
Mortgage Refinance $75.00 plus fees
Subordination Fee $125.00
Late Payments (over 10 days) $15.00

Other Fees
Money Orders $1.25
Certified Funds Check $2.00
Check Cashing (non member) $5.00
Judgement/Garnishment $20.00
Incoming Fax $1.50 per page
Outgoing Fax $1.00
Notary Service (non member) $5.00
Verification of Deposit $3.00
Auto Insurance Lapse 1% of outstanding loan balance